Use @PayPal to Donate on #WorldAnimalDay #TeamFeline

It’s a debate as old as time. Which of our furry friends reigns supreme – cats or dogs? Whether you’re rooting for man’s best friend or #TeamFeline, there’s no questioning that having a furry companion can have many benefits.

Disclosure: I have not been compensated to share this post. The opinions on this blog are my own.

As a mom to three furbabies … three beautiful furry felines … I can attest to how quickly expenses add up.  Now, multiply these expenses by the 3 cats I have and now it’s just mayhem.

But who really comes out on top when it comes to dipping into their humans’ wallets? In honour of World Animal Day on October 4th, PayPal crunched the numbers to find out.

At an annual rate, cats seem to have the largest impact on your wallet, with dogs trailing closely behind: 


$4,775.45 = Set up costs ($485.45) + On-going monthly expenses ($4,290.00) for the first year


$3,418.86 = Set up costs ($1,130.94) + On-going monthly expenses ($2,287.92) for the first year

That doesn’t account for emergency vet bills, checkups, grooming or popular (and sometimes elaborate!) pet birthday celebrations. While the bills might feel like they’re raining cats and dogs around you, pet ownership, on average, has been proven to be far cheaper than traditional stress-management tools1.

Pet owners can show their furbabies some extra love this World Animal Day by splurging on tasty treats, new toys or a swanky new bed with PayPal conveniently from the comfort of their home alongside their pet. While you’re at it, consider using PayPal to donate to your favourite animal charity at


How PayPal did the math:

We compared the average cost of setting up a new cat or dog in a home, which came up to $1,130.94 for dog owners and $485.45 for cat owners. We also compared the average monthly costs for ongoing pet maintenance, which came up to $190.66 for dog owners ($2,287.92 annually) and almost double for cat owners at $357.50 monthly ($4,290.00 annually).

Taking a closer look at the numbers:

On average, the set-up costs for your new furry friend (assuming you choose to adopt, not shop!) break down like this:

                               DOGS CATS
Adoption fees $80-$200 $40-$130
Spay/neuter costs $330 – $600 $100-$150
New bed $14.97-$109.99 $7.49-$29.99
Obedience school $35/session N/A
Harness, leash and collar $100.97 $11.99
New toys $0.97-$34.99 $1.99-$47.99
Water and food bowls $23.99-49.99 $13.49
Litter box N/A $16.99
Litter scooper N/A $5.00
Microchipping N/A $45-$80
TOTAL (maximum amount): $1,130.94 $485.45
Data sources retrieved from the Toronto Humane Society and PetSmart.

The costs don’t end there. Once you’re set up, you’ve got monthly ongoing expenses to worry about, including:

Food $44.99/15lbs for medium-sized dogs $33.99/15.9lbs for medium-sized cats
Treats $16.99 $3.99
Toys $0.97 – $34.99 $1.99-$239.99
Waste bags/litter $7.49 $37.99
Pet insurance $47.20/month $23.54/month
Doggy daycare/cat sitter $29 – $39/night $18/night
SUBTOTAL (maximum amount): $190.66 $357.50
ANNUAL TOTAL (x 12):  $2,287.92 $4,290.00
Data sources retrieved from the Toronto Humane Society and PetSmart.

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